PesaFlow Wallet
A savings and micro-lending wallet with tiered KYC, built to CBK-aligned compliance and audited before launch.
- Client
- PesaFlow Fintech
- Timeline
- 16 weeks
- Platforms
- Android, iOS
Licensed placeholder image — replace with real project photography or a product screenshot before launch.
- Licence to live product
- 16 weeksLicence to live product
- Independent security audit
- PassedIndependent security audit
- Concurrent sessions tested
- 10kConcurrent sessions tested
The challenge
PesaFlow had a licence, a lending model and no product. They needed a compliant wallet fast, but fast and compliant usually pull in opposite directions in fintech.
What we built
A wallet with tiered KYC, group savings, automated credit scoring and a full transaction ledger designed for regulator inspection from the first commit.
How we approached it
- 1Compliance requirements translated into technical acceptance criteria up front
- 2Tiered KYC with ID verification and liveness checks
- 3Double-entry ledger with immutable transaction history
- 4Independent security audit before public release
- 5Load testing to 10,000 concurrent sessions
Tell us what is not working
Thirty minutes, no deck. You will leave with an honest read on feasibility, a price band and a timeline - whether or not you work with us.
We reply within one business day.